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Office Location

30 N Gould St Ste R, Sheridan WY 82801

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Pay Off Your Mortgage in 5–7 Years—Without Changing Your Lifestyle

Soar Higher

In Your Financial Future

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0-7

Avg Months Mortgage Paidoff

Families Helped

Complaints

How It Works

The exact steps to activate and run the strategy.

Quick Intake & Eligibility Check

You answer a few questions about your mortgage, income, and monthly expenses so we can confirm fit. If it’s a match, we outline the savings and payoff timeline based on your real numbers.

Personalized Strategy Call

We walk you through how the system works, what changes (and what doesn’t), and how the money flow is structured. You’ll see the math so you can make an informed decision with confidence.

Setup, Documentation & Approval

You submit the required documents and complete the approval steps just like any normal banking process. Our team guides you so everything stays organized, accurate, and moving quickly.

Account Activation - Transition Payments

Once the account is opened, you shift your primary payment flow into the new structure. Most of the process is handled automatically, with simple instructions on what to route and when.

Track Progress & Optimize Over Time

Each month you can watch principal reduction accelerate as the strategy does its job. We check in as needed to keep you on track, answer questions, and adjust if your income or goals change.

See if you Qualify

A proven cash-flow strategy helps qualified homeowners accelerate payoff, reduce interest, and eliminate debt faster

Our team of experts are dedicated to helping individuals and businesses achieve financial success.

Schedule Free Consultation

Testimonials

What our Clients are saying

I don't want to be 87 years old paying on my mortgage

I'm like four months into this right now. And we've already paid down. Oh my goodness. A lot of, I mean, we've paid down a lot of debt just in four months.

You can certainly take control of your finances with a tool like this."

Ken Holbrook

"Highly recommend this"

“Once you introduced this to me, it got me thinking about numbers and I put them on paper and after almost four and a half years, I’d paid in 60,000 on this mortgage and only 10,000 went to the principal.” “So far in four months, I’ve paid off 10 grand.”

Michael - Roofing Company Owner

"Saving a $100k in interest!"

We were looking at 14 years on our mortgage it went down to four years. We're gonna go ahead and probably pay off a loan within the next, 90 days or so. We'll probably end up saving a hundred thousand dollars in interest!

Lynn Markham - Business Owner

"Can we get rolling?"

II realized I’ve been paying banks way more money than I needed to over the years.”

“I’m like, ‘Holy crap, why haven’t I been doing this? I need to do it. I need to start tomorrow. Can we get rolling?’”

Eric Smith - CPA

About Your Consultant

Xavier Ramirez

Xavier Ramirez is a licensed loan professional with 25 years of experience helping homeowners and real estate investors make smarter financing decisions. As the founder of A.M.A.S.S. Equity (A Mortgage Acceleration System), he specializes in Mortgage Elimination strategies that help qualified homeowners pay off their mortgage dramatically faster—often targeting a 5–7 year range on average—without refinancing and without increasing their monthly payment.

Xavier’s approach is built on clarity and real math: he starts with your actual numbers, shows how traditional mortgages front-load interest, and then helps you implement a disciplined cash-flow system designed to cut interest and accelerate principal payoff while preserving access to funds when needed. In addition to residential lending,

Xavier also arranges commercial financing—especially apartment and multifamily loans—bringing the same practical, results-focused guidance to investors seeking the right structure for acquisitions, refinances, and value-add opportunities.

A proud U.S. Marine veteran, Xavier served 6 years in the United States Marine Corps, traveled to 12 countries, and completed two tours in the Persian Gulf as a Combat Action Marine—bringing mission-first discipline, integrity, and calm execution to every client he serves.